Kathy Lawrence
How to find the right life insurance for your parent
If your parent is considering life insurance for the first time and faces bewilderment at the level of choice, here is guidance through a diverse market. Firstly, you should review any policies your parent may already have in place and consider whether there is a need for a new life or long-term care insurance plan. […]
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How to find the right travel insurance for your parent
Ashley Shepherd, Managing Director of Over50choices.co.uk, takes an in-depth look at the factors your parents should consider when choosing travel insurance, providing a helpful guide on how to find the right policy to suit their needs. The cost of travel insurance increases as we age – a sad fact considering that for many of our […]
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How to find the right car insurance for your parent
When They Get Older has teamed up with Ashley Shepherd, Managing Director of Over50choices.co.uk, to explore the murky waters of car insurance and discover how to choose the right policy for your parent. Insurance can feel a bit like a dark art sometimes; so many grey areas, so much industry jargon. Do premiums go up […]
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Saving money on your parents’ energy bills
Latest update for June 2020: For information about how to manage bills and get a better energy deal, visit Citizens Advice. This article has been updated in January 2019. Schemes and prices change all the time. For up-to-date information, it is worth visiting the Money Saving Expert’s website. We’ve searched far and wide to […]
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Family member needs care? Applying for Attendance Allowance
Attendance Allowance can be paid to older relatives who need help with day-to-day living. We work through the application process to make a time-consuming task a little easier. We hear regularly from people who have been refused Attendance Allowance for an older relative based on their application. If an application is refused you can appeal […]
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Care fees funding and deprivation of assets: the rules
Member of Solicitors for the Elderly and Associate with Clarke Willmott LLP Heledd Wyn shares how to protect your parent from the possible pitfalls of a Local Authority investigation and what to do to ensure their financial actions aren’t deemed to be deprivation of assets. If your parent is thinking about making a gift to […]
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The 10 biggest myths about NHS Continuing Healthcare funding
Angela Sherman, Director of Care To Be Different an online information resource about NHS Continuing Healthcare funding, debunks common mistruths about NHS Continuing Healthcare funding. Are you sorting out full time care for an older relative? Be aware that you may be given incorrect information about care fees and NHS. When it comes to NHS […]
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How to appeal against a NHS Continuing Healthcare assessment
Update November 2020: Continuing Healthcare funding has been a source of much frustration for some years. Now the Parliamentary and Health Service Ombudsman has released a report based on the cases brought to them and resolved over the last three years. The ombudsman found that failings in care and support planning has resulted in individuals and […]
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Should you be paying care home top-up fees?
Written by Kathy Lawrence If a care home resident is funded by their local authority, then families are allowed to contribute top-up fees to give them more choice in where they live. There are growing claims that local authorities are demanding top-up fees to cover part of the basic care for which the authority is […]
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What is NHS Continuing Healthcare?
Written by Rebecca Lenton As our parents get older their healthcare needs can change considerably. With complicated health conditions comes lengthy NHS and local authority assessments that can leave both you and your parent in a state of confusion. It can be difficult to understand how these processes can be of benefit to your parent […]
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