Financial
Advice and experience to help you support and protect your parents and their rights.
Lasting Powers of Attorney: How much should you expect to pay?
One of the most important ways to prepare for the future at any age is to arrange a Lasting Power of Attorney (LPA). These legal documents allow someone to choose trusted people to make decisions on their behalf if they are no longer able to make those decisions themselves. However, new research suggests that finding […]
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Helping older parents access home equity: a UK and Canada comparison
Collaborative Post Supporting older family members in managing property can seem complex. The challenge grows as financial needs change with age. Navigating the mortgage rates market is not always straightforward, especially when helping loved ones make the most of their home’s value. Many families look to home equity as a way to ease retirement costs […]
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6 Best SMSF Accountants on the Central Coast: Who Sets Up Your Retirement Pension
Collaborative Post A self-managed super fund (SMSF) is a retirement fund that its members run themselves, instead of leaving their savings with an industry or retail fund. For readers outside Australia, “pension phase” means the fund has started to pay a member a regular income from their super. It is not the government Age Pension. […]
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Simple ways to protect yourself, family and friends from financial abuse
Most people who help us with our finances are trustworthy. However, sadly, there are cases where someone who has been given access to an older person’s money or affairs abuses that trust. Recent figures from the City of London Police show that £93.8 million was reported lost to fraud by abuse of position during 2025/26, […]
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Planning for Independence: Estate Steps for Seniors
Collaborative Post Thinking about the future can feel daunting, but getting your affairs in order is one of the most thoughtful things you can do for your family. Estate planning isn’t just for the very wealthy. It’s for anyone who wants their wishes known and their loved ones cared for. It brings clarity and control, […]
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Ensuring Income Protection for Older Adults
Collaborative Post As we live and work for longer, protecting our ability to earn an income becomes a crucial part of financial planning, even in our later years. If an illness or injury were to prevent you from working, an income protection policy could provide a regular, tax-free replacement salary. This financial safety net helps […]
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How to Safeguard Your Wealth and Property for the Future
Collaborative Post As we plan our financial future, much of our attention rightly goes to pensions and savings. But a truly secure retirement means looking at the bigger picture – all the assets you’ve worked hard to accumulate over a lifetime. From your family home to other investments, these assets need a clear strategy to […]
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Common financial emergencies in retirement and how to manage them effectively
Collaborative Post Retirement often brings greater freedom, but it also means you rely on a more predictable income. If an unexpected bill arrives, you may need to make careful decisions without the cushion of a regular salary. Preparing for common setbacks helps you protect both your finances and your peace of mind. Unexpected home and […]
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Preparing Financially for Retirement Shouldn’t Take Over Your Life
Collaborative Post As an older person, of course you’re going to be thinking about retirement. Even though it’s a little while away just yet, you still need to ensure that you are preparing for this. It takes a lot to prepare for this time in your life, and the earlier that you start, the easier […]
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The Costs Most People Don’t Plan for as they Age
Collaborative Post No one can realistically budget perfectly for living costs as they get older. With inflation and the changing geopolitical climate, as well as unforeseen health issues, the actual sum of money you’ll need to live a more comfortable life once you hit your 60s, 70s and beyond can be tricky to pinpoint. However, […]
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