Financial
Advice and experience to help you support and protect your parents and their rights.
Effective ways to secure car finance regardless of your credit rating
Collaborative Post Securing car finance especially if your credit rating isn’t exactly sparkling can be tough. But having less-than-perfect credit doesn’t mean you’re stuck without options. Whether you’re trying to improve your financial situation or just need to get behind the wheel quickly, there are several ways to secure car finance regardless of your credit […]
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Top Tips for Reducing Your Household Expenses
Collaborative Post Whether you own or rent your property, living is expensive! At a time when everything seems to cost more than ever before, it’s easy to overlook some easy opportunities to save money. From heating your home more efficiently to reviewing your monthly subscriptions, there are some smart ways to start saving on a […]
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Is it possible to create Lasting Powers of Attorney after being diagnosed with dementia?
Whilst we are all getting older, it is not uncommon to think about the future and what we might need, physically, financially and emotionally. With people living longer, it is not inconceivable that our minds might deteriorate, and we may need some additional help and support. As we are approaching World Alzheimer’s Day which raises […]
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How Seniors Can Maintain a Fun Lifestyle While Sticking to a Budget
Collaborative Post Ageing does not mean the fun has to stop. In fact, it can be the perfect time to embrace life’s pleasures, but with one consideration – doing so on a budget. So, there’s already this idea that you should work when you’re young so you can have a carefree lifestyle when you’re older. […]
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5 Essential Tips to Help You Prepare for Retirement
Collaborative Post It’s never too early to prepare for retirement, and this is a crucial step in ensuring that you are comfortable and financially secure when you finish work. Whether you’re currently a few decades away from retirement or your life as a retiree just around the corner, taking proactive steps can make a huge […]
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Calls to end the Carer’s Allowance work/benefit trap
The financial problems facing unpaid carers have finally been recognised publicly, alongside calls to fix the system that is punishing people for caring and working to support themselves. In an editorial, the Guardian refers to what’s been described as a ‘catch out culture’ at the Department of Work and Pensions. Any carer earning over £151 […]
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Retirement planning is getting harder as cost of living bites
Difficulties in retirement financial planning in the current economic climate are highlighted in the latest Scottish Widows Retirement Report. Contributions are falling, expected retirement ages are rising, and the likelihood of enjoying a ‘comfortable’ retirement is in doubt for some. Here are the key takeaways and recommendations from the report. Pension Contributions and Financial Wellbeing […]
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Convenience and Flexibility: The Advantages of Private Health Insurance Alongside the NHS
Collaborative Post Navigating healthcare options in the UK can sometimes feel like a maze, especially when weighing the benefits of private health insurance alongside the National Health Service (NHS). While the NHS provides comprehensive and largely free healthcare to residents, there are instances where private health insurance offers additional advantages that can significantly enhance your […]
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Nationwide phases out paper passbooks – worrying for older customers or not?
Nationwide Building Society is due to eliminate passbooks in their current form starting February 2025. This move is said to be part of a broader initiative to modernise its services. Current Status of Passbooks New Accounts: Nationwide has already stopped offering new passbook accounts. Usage: Only 2% of Nationwide’s 16 million customers, roughly 120,000 members, […]
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What to Do if You Lose Your Health Insurance in the UK
Collaborative Post Losing health insurance can be daunting, particularly in the UK where the healthcare system is experiencing significant changes. This guide will provide you with structured and detailed steps to navigate through such a challenging situation effectively. Understanding the Current Landscape In recent years, the UK health insurance market has undergone significant changes, with […]
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