Financial
Advice and experience to help you support and protect your parents and their rights.
Ideas for saving money this winter
Collaborative Post The arrival of winter is not something many people look forward to. The temperatures drop, darkness falls earlier, and things can start to feel a bit more miserable. And this winter could feel more challenging than most. The UK’s ongoing cost of living crisis means many households will have to watch their spending […]
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Turmoil, cost of living and pensions
What is happening on the pensions front in the UK this autumn? I started writing this update on pensions a couple of weeks ago, and much has happened since then. With the arrival of Liz Truss as prime minister and Kwasi Kwarteng as chancellor in the UK, the plan to increase national insurance payments has […]
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4 Smart Ways to Invest and Grow Your Money
Collaborative Post Are you thinking of investing your cash and growing it over time? It’s a great way to boost your savings and get closer to your goals. But where do you start? The investment world is confusing and complicated, especially for first-time investors. There are plenty of different ways to invest money, but not […]
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How we created our DIY Lasting Power of Attorney
This is our experience of using forms available online from the UK government to set up our Lasting Powers of Attorney – and why we’ve done it now. Why set up LPAs? We’ve seen a number of families left in limbo when their loved ones became unable to manage their own finances or make decisions […]
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The importance of insulating more homes for vulnerable people
Collaborative Post Many Britons will remember a series of protests and disruptions undertaken by activist group Insulate Britain in late 2021. At the time, the pressure group’s concerns were dismissed as relatively irrelevant, and their methods lambasted by politicians and media correspondents alike. But the concerns raised by Insulate Britain turned out to be somewhat […]
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Sensible tips to cut energy costs at home
The latest energy price cap in the UK came into force on 1 October 2023. The maximum amount energy suppliers are allowed to charge people on default tariffs between 1 October to 31 December 2023 is £1,834 per year for a typical household who pay by Direct Debit. The amount anyone pays will depend on […]
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When is the Best Time to Rent in London and Manchester?
Collaborative Post If you’re considering moving into a rented property in the UK, then you might find that the cost varies dramatically depending on where you are. If you’re looking to live in a major city like London or Manchester, where property prices are higher, then you might find the extra cost reflected in your […]
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Retirement: When, and How, Should You Retire?
Collaborative Post For those who haven’t given much thought to their retirement, the first thing that comes to mind is State Pension – that is, the government pension payments for which you are made eligible through National Insurance contributions during your working life. The State Pension age for people retiring now is 66, but the […]
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How are people dealing with the rises in the cost of living?
Not so long ago we were focused on the threat of Covd-19. Now as that seems to be fading into the background, we are facing an extremely challenging time as the cost of living rises rapidly. How are we and our older family, many of whom exist on fixed and even falling incomes, cope with […]
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What is the connection between b-money and Bitcoin?
Collaborative Post Have you heard about b-money? It was intended to be an anonymous, distributed electronic cash system. B-money was first revealed in 1998 by computer scientist Wei Dai. In this way, b-money endeavored to provide many of the same services as well as features that contemporary cryptocurrencies today do as well. While the oldest […]
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